For three weeks now we’ve been receiving produce from Spud!. Nate still refuses to do a CSA because he wants to control what exactly he gets, and I even had to strong-arm him (sort of) into doing Spud by saying that we can choose what we receive. His argument is that he likes to handle the produce and pick out the best.
To his credit, he’s done very well with our healthier diet. Growing up, for him, included a LOT of fast food and sodas. In fact, he’s much more likely to eat a salad and veggies than I am (my dad didn’t like salad, so my mom rarely made it and all veggies were boiled to death).
We were mostly going to the grocery store for produce, so it’s nice to not be going at all…it’s an hour out of my weekend, and I almost always come home with something that wasn’t on my list, and never able to stay within budget. This way, I can make sure that my order is always about $50. And, unlike Organics To You (which we had been getting last fall for a while), it comes in a reusable bin, and delivery is free for orders over $43 (in my area).
If you’ve been thinking about trying it, put my code in (CRPDX-VELMAR) to get $25 off your first 4 orders ($5 off the first three, $10 of the fourth). Spud also serves these locations: Seattle, San Francisco, and Los Angeles.
Recently, we were hit with a bunch of overdraft fees from our bank, which was simply because we had most of our money in an ING account and the checks being cashed were with Bank Of America. Totally our fault (although personally, I HATE overdraft protection – it makes me believe I have money when I don’t and it costs $35 for each overdraft). But it gave me the impetus to consider going with a smaller, local bank, instead of a large corporation (which both are). We also needed to use some of our Emergency Funds for rent, so we have to start over. If you know of a great local credit union, please post in the comments.
And to go completely off topic: here’s a weird thing that I can’t figure out. We’ve been overpaying our car loan while we had the extra cash, about $500 a month. Our monthly minimum payment has been reduced from $364.02 to (and I’m ballparking it) $56. We still owe roughly $3,200 on the car and our loan is supposed to end September of 2010. With that low payment, how would we ever pay off the car in 11 months? It just doesn’t make sense. At the same time, it’s nice to know that we have that extra wiggle room, should we not be able to make a larger payment (which would mostly be because of our own mismanagement). The good news about this whole thing is that we’re really close to paying it off…when I started this blog we owed three times as much on our car!