We did it!

We, my husband and I, managed to get our electric bill lowered closely to our goal of $75/month.  This month’s bill arrived today: $76.43.  I actually expect our next bill to be a little lower, since we didn’t transition to energy efficient lighting until over half way through the month.  Line drying is a pain [...]

Financial software

In an attempt to work out some sort of budget, I tried different financial software programs. First, Money, then Quicken, then Money again, then Quicken again (I thought maybe I had given up too soon on both). Turns out, they just don’t work for me. So I stayed up till 1 am [...]

My first time

I made my first home-made cleaning product: dishwasher detergent.  I was waiting for us to run out, and sure enough, we did.  Fortunately, I had the premonition to get all the ingredients I would need about a week ago.  So, I mixed it all together, and voila, there it was.  I wasn’t sure how well [...]

Condensed

For regular visitors, you will notices I changed some of the page tabs. I’ve condensed our Expenses, Debt, and Income into one page, Finances; and done the same with the Free Stuff, Ecox2-savers, and Resources, into one page, Resources. Unfortunately, any comments made on these pages were deleted.  I also added a Donation [...]

Goodwill club card??

Last week, as I was checking out at Goodwill, the cashier asked me if I had a Goodwill club card. Thinking it was yet another quest to get me to sign up for a credit card, I said “no” in as disinterested a way as possible, but then I asked her what it was [...]

To charge or not to charge

I’ve gotten a lot of advice and tips regarding the most effective way to use a credit card.  Some recommend getting one card and using for emergencies only.  Others say, get one card, use it for everything, then pay off the balance at the end of the month when you get paid, with money you [...]

I’ve got that…discouraged feeling

Shortly after we moved and while we were still camping at my cousin’s house, I went to a workshop that was part of my favorite Meetup group. It was called, “Sustainable Living on a Budget”, and I was excited about it, because it was my first event, and it was a ‘learning’ event (I [...]

More debt eliminated

I just got off the phone with one of the credit card companies. I managed to talk them out of $104! I told them I would send my $300 (that I am getting as part of the Ec. Stim. refund) immediately, if they could lower the amount owed. So, they did. [...]

Goals update

I’ve just updated our Goals section.  Feel free to check it out and make any comments you wish.

Loose cannon

I’m a little peeved at Nathan right now. Although he’s got better credit history than I do, he really does not know how to shop and cannot be trusted in a grocery store. Here’s what happened:
We had gotten most of the light bulbs we needed to outfit our home with energy efficiency, except [...]